| Value | Category |
|---|---|
| 1 | no money needed |
| 2 | money from family or friends |
| 3 | loan from a bank |
| 4 | loan from microfinance institutions |
| 5 | loan from information financial operator |
| 6 | loan/assistance from government institution |
| 7 | loan/assistance from ngo, donor project |
| 8 | credit from customer/middlemen, agent/supplier |